Fraction began with a simple idea...
Could there be a fairer way to help people access the equity in their homes?
Coming from a technology background, our team approached the problem differently than the financial veterans who dominate the industry. We looked at the problem through your perspective.
We threw out the rulebook and wrote a new one.
- We lifted barriers to access, and did away with penalties.
- We reimagined the application process to be more like a partnership, and less like a transaction.
- Finally, we put you and your home in the driver seat because like everyone else, your situation is unique.
Fraction by the numbers
raised in funding from top VC investors across the globe
decrease in the average debt-to-income of homeowners
increase in the average FICO credit score of homeowners
Our core values
To make meaningful change, you need a solid foundation. Here is what Fraction operates on:
We treat our customers and each other with the highest level of empathy and respect.
We are a team that is deliberate in what we do, but we aren’t afraid of taking initiative.
Be clear and upfront.
We figure things out quickly, and we retain the scrappy mindset of achieving a lot with a little.
We strive to find original solutions and are unconstrained by the way things are currently done.
Want to be part of a culture that cares?View our careers
Meet the team
The people that are helping bring fairer finance to all.
We’re supported in our vision
Fraction has raised more than USD$250 million from international investors in Europe, the US, and Canada. Our world-class investors share our vision to change how homeownership works.