How do inflation and rising rates affect the housing market?
Rising inflation and interest rates can affect the real estate market, but the cause and effect isn’t always so straightforward. See how these areas intertwine.
Refinancing? Here's how to boost your home’s appraisal value before applying
Here are three quick, easy, and low-cost home upgrades you can do this month to help increase your home appraisal amount before apply for a refinance.
3 things you need to know about buying a second house
Thinking of purchasing a second home? Here are the three things you need to know about before you jump in - with some fast facts for funding your new home purchase.
Fixed vs. variable mortgage: Which should I choose?
A fixed-rate mortgage can provide stability, but whether or not it’s cheaper than a variable-rate mortgage can depend on factors like interest rate changes. Here is everything you need to know before getting a mortgage or loan.
Requirements for a home equity loan or HELOC in 2022
Taking out a home equity loan or HELOC can help you access the equity you’ve built up in your home. See what’s needed to qualify and how you can benefit.
How to take advantage of the real estate boom if you don't want to move
Tapping into your home equity can help you take advantage of the real estate boom, without having to move. See what your options might be to access your equity.
What is a Lien?
Here’s what you need to know about the different types of liens and how they affect you.
What’s the best way of using your home equity during retirement?
We compare the financial options for homeowners in to retirement age. Here's how to tap into your home equity.
Having tough conversations with loved ones about money
Conversations about money can be challenging. It can be tough to identify it, but money is typically interwoven with deeply held learnings. Here is how to have the conversation with anyone in your life, and how to build better financial habits in the future.
Fraction has raised our Series A!
We've raised $20 million to fuel our expansion into the US market and to continue building out our product offerings.
Home equity loan vs. HELOC vs. cash-out refinance: what's best?
Not all loans are built the same. In Canada, Home Equity Loans and HELOCs are loans that are secured against a borrower's property. They have a lot in common, but it's important to understand the difference.
How to use your home equity to buy a second home in Canada
Using home equity to buy a second home is a great way for homeowners to access built-up equity for a rental or vacation property without selling their homes.
Why you should choose a variable rate mortgage: a data-driven perspective
An exploration on variable interest rates vs fixed interest rates and why one is just so much better than the other.
Calculating the cost of a Fraction Appreciation Mortgage
We often get the question on how the cost of the Fraction Appreciation Mortgage is calculated. This post is intended to allow us to lay out exactly how we determine the final cost of the loan.