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Why homeowners choose Fraction

Live payment free
Eliminate mortgage payments faster by tapping into your home equity.

Tackle debt
Reduce how much you spend on paying back debt by up to 50% by eliminating monthly payments.

Diversify your income
Use your home equity to invest, purchase an investment property, or even fund a new business venture.

Purchase a second home
Let your home equity fund a second or vacation home, or even invest in your child’s first home.

Retirement, on your terms
Create a steady income stream, age in place or even renovate an existing home.
...and why they stay with Fraction



Our process
Our platform makes it easy to achieve your financial goals. 100% online or over the phone.
01
Apply
In just 5 minutes, get an estimate of how much equity you can unlock. It’s completely free and won’t affect your credit score.

02
Approve
After a credit check and application review, we’ll send you an agreement for your review. Once reviewed and following an official home appraisal, we'll confirm your loan details.

03
Receive funds
And just like that, you can tap into your home equity. Spend it, save it, or invest it.

04
Check-in
Every 5 years, you can refinance or pay your loan back at anytime, at no additional cost.

Want a full breakdown of our process?
We’re making a lot of people happy
Find out how much you can get with Fraction

What’s your estimated home value?
You can get up to $1,000,000 with a Fraction Mortgage.
- No monthly payments.
- No prepayment penalties.
- No age restrictions.
- Interest rate tied to home.
How we stack up against the rest
Learn how Fraction is different from existing home financing options.

Backed by top investors




