Fraction is now partnering with mortgage brokers across Washington
Fraction kicks off partnerships with mortgage brokers across the US
How do inflation and rising rates affect the housing market?
Rising inflation and interest rates can affect the real estate market, but the cause and effect isn’t always so straightforward. See how these areas intertwine.
Refinancing? Here's how to boost your home’s appraisal value before applying
Here are three quick, easy, and low-cost home upgrades you can do this month to help increase your home appraisal amount before apply for a refinance.
3 things you need to know about buying a second house
Thinking of purchasing a second home? Here are the three things you need to know about before you jump in - with some fast facts for funding your new home purchase.
Fixed vs. variable mortgage: Which should I choose?
A fixed-rate mortgage can provide stability, but whether or not it’s cheaper than a variable-rate mortgage can depend on factors like interest rate changes. Here is everything you need to know before getting a mortgage or loan.
Should I use a HELOC to pay my medical bills?
Need relief from unexpected or expected medical bills? In this blog, we share information on using your home equity to pay medical expenses and the pros and cons you should be aware of.
Requirements for a home equity loan or HELOC in 2022
Taking out a home equity loan or HELOC can help you access the equity you’ve built up in your home. See what’s needed to qualify and how you can benefit.
How to take advantage of the real estate boom if you don't want to move
Tapping into your home equity can help you take advantage of the real estate boom, without having to move. See what your options might be to access your equity.
What is a Lien?
Here’s what you need to know about the different types of liens and how they affect you.
Home inspection vs. appraisal: what’s the big difference?
What is an appraisal? What is the difference when it comes to a home inspection vs. appraisal? And how can these processes aid in home purchase or even a favorable home valuation? Our blog can help.
The best ways to finance home improvements
Home improvement loans are an option for many to pay for home renovations when the cash is just not readily available. There are also more frugal ways to pay for home renovations. We are breaking down the various ways you can finance your home improvements.
Understanding home equity investments and how they impact your homeownership
Also known as co-investing or home equity sharing, an home equity investment HEI is a way to tap into your home equity through an alternative equity sharing agreement. Learn how HEIs work and how they can impact your homeownership in this blog.
What’s the best way of using your home equity during retirement?
We compare the financial options for homeowners in to retirement age. Here's how to tap into your home equity.
Fraction is now available in the US!
We're excited to announce that the Fraction Mortgage is now available in the US. Launching first in Washington State, we are excited to empower homeowners with socially conscious financial solutions.
Should you use a home equity loan to consolidate debt?
Debt consolidation is the process of combining all of your smaller credit card debts or personal loan balances into one. Here’s everything you need to know about using home equity to consolidate debt.
Having tough conversations with loved ones about money
Conversations about money can be challenging. It can be tough to identify it, but money is typically interwoven with deeply held learnings. Here is how to have the conversation with anyone in your life, and how to build better financial habits in the future.
How do home equity lines of credit work?
Before signing up for any loans or financial solutions, it’s essential to understand the process and how it may impact your life. In this blog, we’ll dive into everything you need to know about HELOCs, preparing you to make the best choice for your financial needs.
How does a reverse mortgage compare to a home equity loan?
Home equity loans and reverse mortgages are two readily available options you can use when you need to access cash. While similar, both come with very different terms and conditions. Here is a brief overview of the differences to help you understand which home financing options are the right fit for you.