Don’t borrow against your future self with a cash-out refinance.
Fraction lets you unlock up to 44% of your home's value and keep your hard-earned equity.
We make the qualification process simple, without high rates and strict income requirements.
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You decide. Fraction will receive payment when you sell the home or choose to payout Fraction.
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Absolutely. If you want to contact the team and ask any further questions about your circumstances, you may contact us at contact@fraction.com. Be sure to include the province or state you’re inquiring about so we can better assist you.
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Fraction must be the first lien or charge on your property at the time of origination and until your term ends. This means that you cannot have other liens on the property at the time of signing with Fraction.
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In Canada, Fraction lends in British Columbia and Ontario. In the US, Fraction lends in Washington State.
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Fraction uses third-party appraisers and inspectors and these costs are borne by you. In addition, we require you to get independent legal advice and there are conveyancing and title insurance costs. Fraction charges a fee of 2.5% of the initial loan amount in Canada and up to 2.5% in Washington State in the US.