No matter the term length, there are no monthly payments with Fraction. What you owe Fraction in the end is based on how much your home value goes up in those 5 or 10 years. Learn more about our terms
5 year term
Homeowners benefit from being able to access up to 45% of their home value.
However, they will need to pay an additional 1% renewal fee should they decide to renew beyond the five year period.
10 year term
Homeowners can only access up to 35% of their home value, meaning less up-front cash.
However, by selecting a 10 year term off the bat, homeowners can avoid paying the 1% renewal fee twice.