The fairest way to access your home equity

Unlock up to $1.5M of your home equity while staying in the home you love. Plus, there are no monthly payments or unfair interest rates.

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Need an avenue for debt relief?

Use Fraction as a way of tackling your debt.

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Diversifying your home equity?

Tax-free cash can be used in any investment.

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Planning or already retired?

Fraction can help with a steady income stream.

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Fraction is

fair

We keep your interest rate low if the market is low, keeping more money in your pocket.

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Fraction is

flexible

No monthly payments and you can sell whenever without penalty.

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Fraction is

smart

We’re a stable solution for a changing housing market.

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Fraction is

resilient

Spend less on interest, spend more time in the home you love.

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Fraction currently operates in British Columbia, Ontario, and Washington state. Not in those locations? You can still apply and join our waitlist to find out when we launch in your area!

That’s because our platform is easy to use and built by some really smart people. If you need a fast solution, we can help. But if you have a moment, please take all the time you need to compare your options.

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Imagine your home is worth $1,000,000 at signing and you receive $300,000 in cash with a Fraction Appreciation Mortgage.

Get an estimate

The fairest way to access your home equity

Homeowners can get up to $1.5M

Need an avenue for debt relief?

Diversifying your home equity?

Planning or already retired?

Why homeowners choose Fraction

Fraction is

fair

Fraction is

flexible

Fraction is

smart

Fraction is

resilient

Where Fraction operates today

It's fast, easy, and transparent

See for yourself

Interested in seeing what Fraction's Appreciation Mortgage looks like for your home?

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